July 3, 2008

NEWS YOU CAN USE

Tips For Safe Banking

IF you have a bank account with any bank and use the Internet to make transactions, money transfers or credit card payments, here are some general 'safe-banking' tips that you might do well to follow:

1. 
Never use unprotected PCs at cyber-cafes for Internet banking.

2. 
Never keep your PIN and credit/debit card(s) together.

3. 
Never leave the PC unattended when on Internet banking in a public place.

4. 
Never reply to e-mails asking for your password or PIN.

5.
Visit banks' websites by typing the URL into the address bar, and not by clicking a link in

   an e-mail arrived in your inbox. .

6. 
Before using Internet banking, verify the domain name displayed to avoid spoof websites.

7.
Log off and close your browser when you have finished using Internet banking.

8.
Never let a stranger assist you at the ATM. Protect your ATM card PIN.

9.
Count the cash and put it in your wallet before leaving the ATM.


10.
Check your monthly credit/debit card statement and bank statement for unusual activity.

11. 
Always draw a line through unused space on the cheque.

12.
Never leave your cheque book unattended.

13.
Never sign blank cheques.

14.
Never keep pre-signed cheques anywhere.

15. 
Never hand over to unknown persons any signed blank cheques towards pre-EMI/EMI amounts, for opening of savings account or opening of any other accounts.

16. 
Remember to cross your cheque whenever applicable.

17.
Count the number of cheque leaves whenever you receive a new cheque book.

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